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Jublia vs. Kindlee: compare cost and included care

Chief Medical Officer
U.S. prices and product details checked September 15, 2026.
Choose Kindlee for consultation, treatment and follow-up together. The initial $99 90-day autoship package includes a clinician consultation, oral and topical medicines if prescribed, free shipping and 90 days of messaging. [8]
What do you get for the price?
Compare what each purchase includes: [3, 8, 9, 10]
Included | Kindlee | Jublia |
|---|---|---|
Initial price | $99 for the initial 90-day autoship plan | $75 for 4 mL or $150 for 8 mL; eligible cash-pay program |
Medical consultation | Included in $99 | Separate; any copay or self-pay visit fee is extra |
Medicine, if prescribed | 21 terbinafine tablets plus 30 mL compounded topical solution | Efinaconazole 10% topical solution |
Follow-up | 90 days of clinician messaging | Not included in the listed bottle offer |
Delivery | Free shipping | Walgreens or participating independent pharmacy |
Kindlee renews every 90 days unless canceled. Check checkout for current purchase options. [8]
Jublia’s offer allows up to 12 fills. It excludes people eligible for government prescription coverage, including Medicare or Medicaid, and adults 65 or older without commercial insurance. It is unavailable in Massachusetts and Minnesota. California restrictions apply when a therapeutically equivalent generic is available. Other terms and reimbursement limits apply. These are program prices, not universal retail prices. [3]
Why choose Kindlee over Jublia?
If your out-of-pocket visit cost exceeds $24, one $75 4 mL Jublia bottle plus that visit costs more than Kindlee’s $99 initial package. Jublia requires a prescription; its website links to a separate paid telehealth service. Visit costs vary by clinician and coverage. [3, 8, 9, 10]
Send nail photos, health history and current medicines for clinician review. If appropriate, prescriptions ship to you; 90 days of messaging covers questions and progress checks. Oral treatment is not appropriate for everyone. [6, 8]
What is in Kindlee’s topical treatment?
Kindlee’s topical combines itraconazole 1%, terbinafine 3%, urea 20%, tea tree oil 6.6% and DMSO (dimethyl sulfoxide; concentration not published). [8]
Itraconazole and terbinafine block different steps in fungal cell-membrane production. In one laboratory study, their pairing showed synergy against 8 of 16 samples of the fungus Trichophyton indotineae. [11]
Tea tree oil also has laboratory antifungal activity. Urea is included to soften the nail; DMSO is included to support delivery. [12, 13, 14]
The theoretical aim is complementary antifungal coverage and improved delivery. Better results from this exact formula, including versus Jublia, have not been established. [11, 13, 14]
How do the treatment schedules compare?
Kindlee’s schedule is one 250 mg oral terbinafine tablet daily for 7 days a month for three months, plus nightly topical treatment. Follow your prescription instructions. [8]
A 90-day supply does not mean a clear toenail in 90 days. Toenail growth can take a year or longer. Ask how many refills your plan requires before comparing total cost. [1, 6]
Kindlee’s topical is compounded. The Food and Drug Administration (FDA) does not approve compounded medicines or review their safety, effectiveness or quality before marketing. [7]
Will insurance cover Jublia?
Kindlee uses direct payment. [8] Your insurer may require prior authorization for Jublia. UnitedHealthcare’s commercial policy requires medical documentation and a history of other antifungals that failed, caused intolerance or could not be used. Check your plan’s rules. [2]
Is there a generic version of Jublia?
FDA-approved generic efinaconazole 10% products include Teva and Nivagen. Approval does not prove pharmacy availability: we could not verify an orderable U.S. generic in public listings checked September 15, 2026. Ask your pharmacist to check its supplier. [4]
Approved generics must meet federal equivalence requirements. Kindlee’s medicines are different treatments, not generic Jublia. [5, 7, 8]
Your next step
Start your Kindlee consultation. A licensed clinician will assess your eligibility. [8]
Related reading
Sources
- Jublia prescribing information, revised July 2025
- UnitedHealthcare commercial plans: topical antifungal prior authorization, effective December 1, 2025
- Ortho Dermatologics Access Program: prices and eligibility
- Food and Drug Administration: current Orange Book product data
- Food and Drug Administration: generic drug questions and answers
- American Academy of Dermatology: nail fungus treatment
- Food and Drug Administration: understanding compounded drugs
- Kindlee: prescription nail treatment and online care
- Jublia: prescription requirement and separate paid telehealth service
- HealthCare.gov: visit copayments and deductibles
- Bidaud et al. 2022: laboratory itraconazole and terbinafine combination study
- Roana et al. 2021: laboratory tea tree oil antifungal study
- Yang et al. 2020: urea and terbinafine delivery in a laboratory nail model
- Nail permeation enhancer study: DMSO in a laboratory model